How It Works
Step 1: Send Us Your Credit Reports:
Our sales department will contact you to discuss your credit situation and repair needs. Next, your credit specialist will provide you with detailed instructions on how to obtain your credit reports from all three of the major credit bureaus. Once you obtain your credit reports, UScreditdefense.com will provide instructions on how to forward them to us. When we receive your credit reports we will examine each of the reports and present a custom "plan of action".
Step 2: Select Items to Dispute:
Once your credit reports are received, our staff enters all the negative information into our databases. Next, your case manager will contact you to select your disputes. You will indicate which items you deem to be inaccurate, misleading, or unverifiable. UScreditdefense.com will dispute those items.
Step 3: Unleash The "Credit Hounds":
We begin the dispute process using our large number of credit report repair strategies and experience to challenge negative items directly with the credit reporting agencies. Depending on the number of negative items on your credit reports, this step will be repeated until all the items are removed.
Step 4: Put Your Feet Up and Relax
The credit reporting agencies, by law, have 30 days to investigate your dispute. After this time, they must update your credit report and send a copy of your updated report to you. On average, it takes sixty days from the time we send the dispute/s and the time you receive an updated report. Once you receive a response, make a copy and send UScreditdefense.com the original. This cycle will repeat until all items are removed to your satisfaction
Services
U.S. Credit Defense.com, LLC specializes in repairing credit reports. Our goal is to improve your credit report by removing derogatory items deemed to be inaccurate, misleading and/or unverifiable. Damaging Items may include:
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US Credit Repair In Miami
It happened to me
We all read about identity theft, but it always happens to someone else. In this case it happened to me.
I was checking my email when I received a new email from my bank. The screen looked identical to the one below. It requested that I verified my bank account information and I did. After clicking submit I was notified that it was a web forgery and that I was a victim of identity theft.
1. 35 % - Payment History: Your record of bill paying says a lot about how responsible you are with credit.
2. 30% - How much you owe: The score looks at the total amount owed on all accounts as well as how much you owe on different types of accounts (mortgage, auto, etc).Using a higher percentage of your limits will worry lenders and hurt your credit score.
In recent years, a simple 3-digit number has become critical to your financial life. This number, known as a credit score, was designed by FICO to predict the possibility that an individual or entity would not be able to repay outstanding debt. Credit scores are handy for lenders, but can have enormous repercussions for your wallet, your future, and your peace of mind.
Yes. The answer is unequivocally yes! In fact, sometimes all it takes is a single missed payment to knock more than 100 points off your credit score and label you as a “high-risk” borrower. Your credit score is a significant factor in determining what an individual or entity will pay for a mortgage, auto loan, credit cards, and insurance.
Call Now
Toll Free:
(855) 220-2550
Miami Area:
(305) 444-7565